Simfy Business exposes authenticated APIs for crypto wallets, swaps, and NGN payout flows inside your own product experience. These docs focus only on the API surfaces needed for crypto transactions and payout integrations.

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What you can build

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Wallets

Create wallets for supported assets, show balances, and generate crypto deposit addresses for your users.

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NGN payouts

Preview and confirm naira payouts from a user’s NGN wallet to a Nigerian bank account.

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Swaps

Fetch quotes and let users convert one supported asset into another.

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Activity

Show transaction status and activity history for wallet, swap, and payout flows.

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How it works

  1. Your application identifies the user in your own product.
  2. Your backend calls Simfy Business with the approved authentication context for that user.
  3. Simfy Business resolves the user context and performs the requested wallet, swap, or payout action.
  4. Your product shows the result to the user.
Do not expose Simfy Business credentials, user authorization values, PINs, or passwords in logs, analytics tools, public workspaces, or support tickets.

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What is covered

  • Authentication requirements for protected requests
  • Wallets, deposit addresses, crypto withdrawals, and payout fees
  • Transactions
  • Swaps, rates, and supported networks

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Base URL

https://secureapi.dyrectpay.com
Use the sandbox URL while building and testing. 
https://devapi.dyrectpay.com

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Response format

Simfy Business responses use a consistent JSON shape. 
{
  "status": "success",
  "message": "success",
  "data": {}
}
Errors use the same shape with status set to error. 
{
  "status": "error",
  "message": "Invalid request signature",
  "data": null
}

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Next step

Start with Quickstart, then read Authentication, Wallets, Swaps, Transactions, and Catalog Values before making test calls.